My friend & colleague, Paul Dunn, is a big proponent of the USDA Rural Development Loan program - and is quite knowledgeable about it. USDA Loan Program Can Save You A TON Of Cash!
In this day and age, finding a true zero-down loan is going the way of the albatross, but this loan program offers 100% financing...as long as the property is eligible. You can even buy a new home in Tucson with it! Okay, in the Tucson Metro, not right in town...but the whole towns of Vail, Sahuarita, Green Valley, most of Marana and lots of other areas qualify for this loan.
This should help folks to determine whether the property in question can be financed with this particular loan package.
Good luck & Good Hunting!